The
Pension Transfer Trust Plan:
The solution to small business funding
Our pension professionals have designed a "multiple employer" trust
plan, similar to those often adopted by large non-profit associations.
The plan combines a 501(a) tax-deferred trust coupled with
pro rata, new comparability, and safe harbor 401k features. This
unique approach to small business funding unlocks the value stored
away in your IRA or 401k, giving you full access to those funds for
help financing your business.
With The Pension Transfer Trust Plan in place, we have created
a tax solution based on an exemption in ERISA law that allows business
owners the opportunity to keep 100% of their retirement savings
on a tax-deferred basis, with no early distribution
penalties.
AVOIDING A TAXABLE EVENT:
By transferring retirement funds from your current custodian
(Fidelity, Schwab, Merrill Lynch) to your new trust account,
you will be switching investments from mutual funds to what
the IRS terms “qualifying
employer securities”.
By setting up the trust plan to buy stock in your new
business, you are substituting one type of asset for another,
and thus avoid creating a taxable event. No “distribution”,
no taxes due.
Five basic steps to small business funding:
- We form a closely-held business corporation in your behalf.
- The corporation adopts a tax-deferred trust and replacement
plan.
- Funds are then transferred from your existing custodian
into your new trust bank account.
- The trust buys stock in your new corporation.
- The corporation is now cash rich and debt free.
Pension Transfer Advisors is the only company
that can take care of all of these steps for you for one flat
fee.
For a FREE,
no obligation consultation on your small business funding needs,
Click
Here to Contact Us.
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